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Documents You Need
A driving accident can become a costly and bureaucratic nightmare if you do not have the proper documentation. You should carry the following documents with you while in Mexico.
1.Mexican Auto Insurance Policy: You must have Mexican Auto Insurance issued by a company recognized by the Mexican government. In addition to the policy, you should have premium payment receipt, accident instructions, and contact information for your provider. Recognized insurance providers such as MexicanInsuranceStore.com provide excellent documentation.
2.A valid driver’s license. Your current license should have your photo, address, and should match the name on the title or registration of your vehicle that you are carrying with you.
3. Vehicle Title or Registration Receipt: You name should be on the title or registration. The insurance policy may also show the owner by name and the principal driver of the vehicle. Keep in mind that unregistered cars or automobiles with expired tags may have their transportation taken away.
4.Proof of Citizenship: Drivers License, Birth certificate, passport, or notarized proof of citizenship. (Must have passport by 2009)
5.Permission Letter From Bank or Lien Holder: If you do not own the car, and you will be traveling beyond the border zone, (Approx. 70 miles from the border) you must have a letter of permission from the bank or lien holder for financed cars, rental cars, leased cars, or company cars (on company stationary).
6.A credit card. You should have the card in your name.
7.A vehicle permit. If you are going to be traveling beyond the border areas, you need a temporary import permit displayed on your windshield.
8.Affidavit to return Car to the United States. If you’re traveling beyond the border zone, you must sign an affidavit that says you promise to return your vehicle back into the US. You must pay a refundable deposit.
If an Accident Should Occur
If you should find yourself involved in an accident, consider the following suggestions:
1.Don’t leave your vehicle until the police arrive.
2. Get in touch with your medical emergency support provider if needed.
3.Contact your insurance provider.
4. Stay with your vehicle until you meet up with the insurance adjuster.
4.Fill out the accident report.
5.If your car needs to be towed, fill out and sign a parts inventory sheet.
After The Accident
Following the accident, you will need to obtain the following documents for insurance claims:
1.A police report. This is the copy of the original report that the Mexican authorities filed after your accident.
2.A medical report. If you needed medical services after your accident, your insurance company should have a form you’re your licensed physician should sign.
3.Medical Invoices: Any invoice issued by the hospital, physicians, and pharmacy.
In conclusion, your insurance company should manage the issues related to your accident. You yourself should not agree to anything or sign anything with any third party involved unless your insurance company has seen and agreed to it first.
Most importantly, do not assume liability in the accident. Your insurance company will guide you through the claims process, and will inform you of any liabilities, if any, that you have incurred.